HOMEOWNER LIFE EVENTS
Save your home. Bridge the gap.
Immediate capital for time-sensitive situations: power of sale, divorce settlements, pre-construction closings, and emergency liquidity.
Stop Power of Sale
Immediate intervention to pause legal proceedings and protect your equity.
Complex Situations
Divorce buyouts, estate settlements, and bridge gaps that banks won't touch.
Clear Exit Strategy
We structure the loan to stabilize your crisis and transition back to the bank.
Access your home equity
Leverage your property value without losing your low rate. Choose the path that fits your financial goals.
Stop foreclosure and save your home
Facing power of sale or foreclosure? Get emergency capital to stop the process, renegotiate terms, and bridge back to conventional financing.
Bridge between homes or transactions
Bought before selling? Bridge financing provides temporary capital to close both transactions smoothly without pressure or forced selling.
Keep the family home through separation
One spouse wants to buy out the other? Specialized financing for separation agreements and matrimonial home retention.
Heir financing for smooth transitions
Multiple heirs with different plans? Financing solutions that facilitate estate settlements without forced property sales.
Emergency funds during medical emergencies
Health issues impacting income? Bridge financing provides stability during medical emergencies and recovery periods.
Close your pre-construction purchase
Bank financing fell through near closing? Efficient solutions for assignment purchases and pre-construction commitments.
Why Banks Say No When You Need Yes
When life throws you a curveball—divorce, health crisis, power of sale—traditional banks treat your emergency like routine paperwork. Long approval times, rigid qualification criteria, and documentation requirements that ignore your reality.
Traditional Timeline Barriers
Banks require extensive documentation, long approval times, and rigid qualification criteria that don't account for urgent life situations.
Complex Personal Situations
Divorce settlements, estate transitions, or health emergencies create complex scenarios that traditional underwriters struggle to evaluate.
Limited Emergency Options
Few lenders specialize in time-sensitive homeowner situations, leaving you with limited choices when often facing power of sale.
Bridge Financing Knowledge Base
Practical guides for navigating time-sensitive real estate and life transitions
Bridge Financing Explained: When You Need Capital Between Transactions
How bridge loans work, typical terms and costs, and scenarios where temporary financing makes strategic sense for home movers and property investors.
Pre-Construction Closing Crisis: What to Do When Your Bank Backs Out
Assignment clauses, delayed occupancy, and financing denial are common pre-construction challenges. Here's how to navigate closing dates successfully.
Divorce Buyout Mortgages: Keeping the Family Home Through Separation
Understanding equity division, buyout financing options, and qualification requirements when one spouse wants to retain the matrimonial home.
Bridge Financing Tools & Resources
APR Total Cost of Borrowing Calculator
Calculate true annual cost, monthly payments, and total cost of borrowing for private mortgages
FAQ Hub
Answers to the most common questions about private mortgages and alternative lending
Glossary
Comprehensive definitions of private mortgage and real estate financing terms