Private Lending Insights

Inherited a property but need funds for estate settlement? Learn about probate loans, executor financing, and how to access equity during probate.

Learn how bridge financing works when buying before selling. Calculate costs, understand terms, and discover when temporary financing makes strategic sense for Ontario homeowners.

Step-by-step guide to the private mortgage process in Ontario: application, appraisal, approval, legal documentation, funding timeline, and what to expect at each stage.

Private mortgages offer alternative qualification paths when traditional banks say no. Learn how they work, who they serve, costs, and when they make strategic sense.

Facing power of sale in Ontario? Learn your refinancing options to stop the process, save your home, and preserve your equity before it's sold.

Need fast access to equity? Compare bridge loans and HELOCs in Ontario—approval timelines, costs, qualification requirements, and when each solution makes sense.

Private mortgages are short-term solutions (1-3 years). Learn how to plan your exit strategy, when to refinance to traditional banks, and what qualification steps to take.

Self-employed in Ontario? Learn how to qualify for a mortgage using bank statements and alternative income verification methods when tax returns don't show your true earning capacity.

Discover how alternative income verification methods help self-employed borrowers, business owners, and entrepreneurs qualify for mortgages when traditional tax return documentation doesn't reflect true earning capacity.

Understand the complete cost structure of private mortgages in Ontario, including interest rates, lender fees, legal costs, and total annual borrowing expenses with real examples.